Vishal is the founding partner of 1/0 Capital and CEO of Better. Previously, he was Co-head and Managing Partner, ARAM ABS Group ($6 B+ assets) and the Founder and President & CFO of MyRichUncle (2005 NASDAQ IPO), which he founded at the age of 21 and built into the fourth largest private student loan originator in the US. Prior to MyRichUncle, Vishal was an analyst in the Mergers & Acquisition dept. at Morgan Stanley, an emerging markets trader for the Strategos Fund and a quantitative trading analyst at Kern, Suslow & Co. He is a graduate of NYU Stern with highest honors.